Motor-Home Insurance - What do you pay?

Happy New Year to All.....

If its not too personal... what do you pay?

Who can drive... Where has it to be parked?

What's included?

Best I've got to now is £185 fully comp
Transit. 5000miles pa.
Legal Included.
Extended Contents.
Breakdown is +£45
Site is: 2getherinsurance.com

We use safegaurd gives us best cover home and way full euro cover breakdown to no restriction on wear you park van when camping cost 330

£235p.a. MHF's, full comp 2 drivers (me and our son) secure parking at storage, free green card all Europe and full RAC breakdown cover in EU 12000mile max.

We are with 2gether as well seems best for us for the last 2 years, we get european travel cover as we need it, but insurance changes like the wind

So our insurance is due on MH
It cost us
£284 last year with no breakdown

Last year when I shopped about it wasn't worth changing
Anyone think it's worth re-checking more than say 2
And if so recommendations please

By the way were with Crusader

Cheers Sandra

When looking at insurance its just as important to make sure you're covered as much as you can eg contents, windscreen etc... rather than how cheap it is.
Generally m/h insurance is reasonable compared to cars, we pay almost the same as our smart car.

The Burchies wrote:

When looking at insurance its just as important to make sure you're covered as much as you can eg contents, windscreen etc... rather than how cheap it is.
Generally m/h insurance is reasonable compared to cars, we pay almost the same as our smart car.

Many thanks for your reply !

We like to have a good insurance and always compare like for like and would never bother claiming for anything below £1000

We would presume your smart car is cheap to insure so wondering how you get your MH for so little ??

Thanks Sandra

Hi,

We have been with SAGA for the last 3 years for our Motor-home, 2 cars one that I tow and our House Buildings and Contents, as they have consistently beat everyone every year for us.

However, with all insurance it really is a case of write down what you want the insurance to cover, then ring around every time, as one that was either dearer for someone or dearer for yourself is really no indication of what they will be the next time you contact them.

So many things make up the quote, that it really isn't worth checking what other people get, even if they are similar age and live in a similar locality as I'm sure some insurance companies have quoter's to meet and may offer an unbeatable deal in the morning to someone and then a totally over the top quote later the same day.

Hope that helps, but as you asked we renewed in Dec 2012 with SAGA 12000 miles per year, full NCD, protected NCD, engine boosted, 25k value, full European cover, no breakdown - £278

I think wot we got from safe gaurd was exlent not just price check cover

Loyalty when it comes to insurance is non existent

Done a quote with Safeguard online and it comes out £50 more than our renewal and has European AA standard cover included.
Quick phone call to them with a couple of questions and hey presto its now £4 cheaper than our renewal !
Seriously thinking of taking this one as normally we have taken out Red Pennant cover which as you know is a arm and a leg but is very good

Anyone got any quibbles with Safeguard ?
Or
Standard European Cover ?

Thanks
Sandra

As with most insurance companies they are okay until renewal -when the price shoots up from the previous year-then when you change they say -why didn't you ring us for our best price--this really annoys me. Safeguard did this to me after being a loyal customer.
Caravan club are offering to beat renewal quote by £25

There all bad for that !
Our insurance at the mo is Crusader
who to be fair has only quoted £14 more than last year but no European cover
But as i said can get a better quote elsewhere

Just done one with Comfort as well

Keep at it get as much cover as you can for the best price, but the more cover is better than a cheap price!

will do !

just done renewal with safegaurd 283 pounds both of us to drive break down cover home and abroad is this a fare price for 2.8 cc 7.6 mtr 3850kg van.cheaper than last year

Reckon so mick especially with breakdown we paid extra 65 for it..just check & make sure the breakdown covers you for everything you want. (Mark)

jelzz wrote:

Reckon so mick especially with breakdown we paid extra 65 for it..just check & make sure the breakdown covers you for everything you want. (Mark)

ever thing is there just up my exses from 100 to 250, price droped a lot would not claim for small repair like we have just done .loss of no claims to high and we all now protected no claims is a con