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 The old topic of Insurance

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Polly


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Posts : 4780
Join date : 2012-11-15
Age : 68
Location : Stockport Cheshire

PostSubject: The old topic of Insurance   Fri 26 Apr 2013 - 18:51

HIa

My insurance is due in May so seeing I was having a lazy day thought I would look into it just for fun

I checked the site out after getting a quote from Saga

So here you go my quotes for 2013

Fully com me driving £200 access and breakdown cover

Saga ------- £657.88

Comfort -----£522.66

Safeguard ----£471.48

Caravan guard ---£515.50

And the C&CC who I am with already

C&CC------- £334.91

Which was the same as last year

BUT

When I asked about my car bump it boosted it up to. £463.91

So it looks as I will go with them as the other companies did not know about my little bump

Oh we'll I will have a nice glass of wine me thinks maybe 2 as it is still less than what I expected
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BarbQ

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Age : 72

PostSubject: Re: The old topic of Insurance   Fri 26 Apr 2013 - 20:01

Oy yes they do Polly
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Malcolm Whale

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Posts : 9
Join date : 2013-03-24
Location : Northamptonshire

PostSubject: Re: The old topic of Insurance   Sat 4 May 2013 - 16:29

Hi Polly,

You need to be careful as insurance companies share a central database of damage claims. If you don't declare and they find out, your insurance could be invalid!

I've been with a broker called Sureterm of St. Ives Cambs and last year my Scout was in the region of £333, their renewal this year, with a different insurance company was £507.

I've now gone back to a broker Lifesure of Eaton Socon and through Axa I have a the same if not better cover for £265!

Regards,

Malcolm


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Techno100


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Location : Leeds

PostSubject: Re: The old topic of Insurance   Sat 4 May 2013 - 16:34

I did say when you claimed that it would have repercussions at renewal.
I just paid my first annual premium for Robbie with safeguard and with only 3 yrs no claims I paid £343 I increased the excess to the maximum of £500 as I would not consider a claim unless it ran into thousands.
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Polly


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Join date : 2012-11-15
Age : 68
Location : Stockport Cheshire

PostSubject: Re: The old topic of Insurance   Mon 20 May 2013 - 10:01

HIa

Here again car insurance I have had my quote and I am now on compare the Mercat I have owned up to my bumps and my question is do I pay the extra for protected no claims

Also how many no claims do you lose if you are not protected

Thanks
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Techno100


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Location : Leeds

PostSubject: Re: The old topic of Insurance   Mon 20 May 2013 - 10:04

Personally I don't pay for no claims protection £35 I think because even with protection the premium will go up if a claim is made and then you get your full discount off the higher amount they decide.
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Polly


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Join date : 2012-11-15
Age : 68
Location : Stockport Cheshire

PostSubject: Re: The old topic of Insurance   Mon 20 May 2013 - 10:58

HIa

Finished with only one cup of coffee got it through Martin money ABC Liverpool £100 cheaper would not let me do protected
It is dearer than the motorhome

Now it is official aim a poor pensioner
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mike 100


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Join date : 2013-03-07
Age : 60
Location : in my van/or reading paper on lav

PostSubject: Re: The old topic of Insurance   Mon 20 May 2013 - 12:13

[You must be registered and logged in to see this link.] wrote:
HIa

Here again car insurance I have had my quote and I am now on compare the Mercat I have owned up to my bumps and my question is do I pay the extra for protected no claims

Also how many no claims do you lose if you are not protected

Thanks
All
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Techno100


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Join date : 2012-11-15
Location : Leeds

PostSubject: Re: The old topic of Insurance   Mon 20 May 2013 - 13:58

Our cars are dearer than the motor home, that is normal.

It would be very unusual to lose all no claims!
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Malcolm Whale

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Join date : 2013-03-24
Location : Northamptonshire

PostSubject: Re: The old topic of Insurance   Mon 20 May 2013 - 16:24

Hi All,

May I recommend a broker, Lifesure of Eacon Socon for motor-home insurance.

Ask for Daniel and say I recommended you call him.

Contact details are:-

Daniel Whitfield

Personal Lines Technician
[You must be registered and logged in to see this link.]
01480 402 460

If you are aged between 40-75, the new 40+ car insurance could be for you, ask me for more details or go to [You must be registered and logged in to see this link.]
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KSH


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Posts : 6521
Join date : 2012-11-13
Age : 57
Location : Accrington

PostSubject: Re: The old topic of Insurance   Mon 20 May 2013 - 20:06

Thanks Malcolm,
I'm compiling a list of insurance companies to put on here, I will add this one to the list

Edit - I have put the list on that I have, if anyone has any more please let me know and I will add them. List can be found at [You must be registered and logged in to see this link.]

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