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» 3. Bridlington meet 1st to 10th June
Beware if you have a Towbar fitted I_icon_minitimeby jolly camper Today at 8:24

» 4. Bakewell meet, 2nd to 11th June 2024
Beware if you have a Towbar fitted I_icon_minitimeby Ambilkate Thu 14 Mar 2024 - 14:20

» 5. Lee Meadow Farm Matlock, 11th to 18th June
Beware if you have a Towbar fitted I_icon_minitimeby Polly Sat 9 Mar 2024 - 14:02

» 2) Breighton Ferry, 12th to 17th May
Beware if you have a Towbar fitted I_icon_minitimeby Chameleon Thu 7 Mar 2024 - 2:16

» 1. Haxey Quays, 9 nights 03/05/24 - 12/05/24
Beware if you have a Towbar fitted I_icon_minitimeby Chameleon Thu 7 Mar 2024 - 2:07

» New Member Hello to all
Beware if you have a Towbar fitted I_icon_minitimeby beerdrinker Sun 4 Feb 2024 - 17:35

» New member
Beware if you have a Towbar fitted I_icon_minitimeby Ambilkate Mon 29 Jan 2024 - 19:33

» RIP Sharon Lomas
Beware if you have a Towbar fitted I_icon_minitimeby Polly Tue 16 Jan 2024 - 21:49

» Christmas greetings
Beware if you have a Towbar fitted I_icon_minitimeby Polly Fri 29 Dec 2023 - 21:35

» Emmisions
Beware if you have a Towbar fitted I_icon_minitimeby rebbyvid Tue 12 Dec 2023 - 13:36

» 6) Xmas meet at Whittingham club, 30/11/23 to 04/12/23
Beware if you have a Towbar fitted I_icon_minitimeby Ambilkate Tue 5 Dec 2023 - 21:56

» Rally Group Reminder
Beware if you have a Towbar fitted I_icon_minitimeby KSH Tue 21 Nov 2023 - 22:51

» 2024 meets open
Beware if you have a Towbar fitted I_icon_minitimeby jolly camper Tue 7 Nov 2023 - 21:37

» 2023 AGM details
Beware if you have a Towbar fitted I_icon_minitimeby KSH Sun 5 Nov 2023 - 11:14

» 4) Bridlington meet, 4th to 11th July 2023
Beware if you have a Towbar fitted I_icon_minitimeby KSH Sun 5 Nov 2023 - 11:02

» Techno
Beware if you have a Towbar fitted I_icon_minitimeby Polly Thu 19 Oct 2023 - 21:55

» SORRY
Beware if you have a Towbar fitted I_icon_minitimeby Polly Thu 19 Oct 2023 - 21:49

» Birthday greetings
Beware if you have a Towbar fitted I_icon_minitimeby Polly Thu 19 Oct 2023 - 21:46

» 5) Haxey Quays 29/09/23 to 09/10/23
Beware if you have a Towbar fitted I_icon_minitimeby graham & dale Fri 29 Sep 2023 - 13:49

» New meet lee meadow farm
Beware if you have a Towbar fitted I_icon_minitimeby jolly camper Thu 14 Sep 2023 - 23:45

» Morecambe
Beware if you have a Towbar fitted I_icon_minitimeby Polly Thu 14 Sep 2023 - 18:58

» 2) The Breighton Ferry, Breighton Selby, 01/05/23 to 09/05/23
Beware if you have a Towbar fitted I_icon_minitimeby KSH Sat 24 Jun 2023 - 19:56

» 3) Bakewell Rally 1st June to 8th June 2023
Beware if you have a Towbar fitted I_icon_minitimeby KSH Sat 24 Jun 2023 - 19:23

» 1) Haxey Quays, 21st April to 1st May 2023
Beware if you have a Towbar fitted I_icon_minitimeby KSH Sat 24 Jun 2023 - 19:11

» Rally Pack
Beware if you have a Towbar fitted I_icon_minitimeby KSH Fri 23 Jun 2023 - 20:42

» Apologies I've deleted pics of fbook group
Beware if you have a Towbar fitted I_icon_minitimeby Ambilkate Fri 9 Jun 2023 - 23:45

» Happy birthday Jolly Camper
Beware if you have a Towbar fitted I_icon_minitimeby John Sutcliffe Fri 2 Jun 2023 - 13:55

» 2023 - Motor-Homers AGM, time and location
Beware if you have a Towbar fitted I_icon_minitimeby KSH Sun 28 May 2023 - 20:04

» Hello everyone.
Beware if you have a Towbar fitted I_icon_minitimeby Ambilkate Sun 28 May 2023 - 19:25

» INFO FOR THOSE ATTENDING BAKEWELL 1stJUNE TO 8th 2023
Beware if you have a Towbar fitted I_icon_minitimeby Ambilkate Sat 27 May 2023 - 23:17


 

 Beware if you have a Towbar fitted

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debbie
The Burchies
whistlinggypsy
7 posters
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whistlinggypsy

Beware if you have a Towbar fitted 400010
whistlinggypsy


Posts : 4766
Join date : 2012-11-13
Age : 79
Location : Southport

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PostSubject: Beware if you have a Towbar fitted   Beware if you have a Towbar fitted I_icon_minitimeTue 16 Dec 2014 - 14:22

Beware if you have a Towbar fitted, after reading an article in this months C&CC magazine about a chap that was rear ended in his car and made a claim on his insurance, it was declined because he had NOT informed them he had a towbar fitted, it is a modification to the vehicle and therefore the Ins. company must be informed.

I checked with my Ins. company and they told me the same NO you would not have been covered for any damage caused by the towbar on my vehicle, a quick amendment to my policy F.O.C. and all is now tickety boo.

So beware if you have a towbar fitted on your car/motorhome and have not informed the Ins. Co.it may be wise to just make a quick call and inform them.
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The Burchies

Beware if you have a Towbar fitted 300010
The Burchies


Posts : 3981
Join date : 2012-11-15
Age : 111
Location : Bournemouth

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PostSubject: Re: Beware if you have a Towbar fitted   Beware if you have a Towbar fitted I_icon_minitimeTue 16 Dec 2014 - 15:25

Thanks for the heads up Bob, very useful information for everyone cheers
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debbie

Beware if you have a Towbar fitted 50010
debbie


Posts : 603
Join date : 2013-03-01
Age : 72
Location : Carlisle

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PostSubject: Re: Beware if you have a Towbar fitted   Beware if you have a Towbar fitted I_icon_minitimeTue 16 Dec 2014 - 15:33

I once found a three wheeler Reliant Robin with a towbar! It was when I was a bus driver, was in a bit of a rush, but not speeding, came round a bend and the traffic had stopped unexpectedly, applied the brakes and discovered that I had total brake failure, including the handbrake, hit him square on, but did no damage to the Robin, because of the towbar. You just never know do you! Embarassed
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whistlinggypsy

Beware if you have a Towbar fitted 400010
whistlinggypsy


Posts : 4766
Join date : 2012-11-13
Age : 79
Location : Southport

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PostSubject: Re: Beware if you have a Towbar fitted   Beware if you have a Towbar fitted I_icon_minitimeTue 16 Dec 2014 - 16:57

The Burchies wrote:
Thanks for the heads up Bob, very useful information for everyone cheers
Mark, it was a bit of a surprise/shock to realise that anyone could be involved in a shunt and then find out your not covered it could be a very expensive oversight.
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Techno100

Beware if you have a Towbar fitted 100010
Techno100


Posts : 1738
Join date : 2012-11-15
Location : Leeds

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PostSubject: Re: Beware if you have a Towbar fitted   Beware if you have a Towbar fitted I_icon_minitimeTue 16 Dec 2014 - 17:31

Didn't you get insurance for towing the caravan? surely that would be a clue to the insurers
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whistlinggypsy

Beware if you have a Towbar fitted 400010
whistlinggypsy


Posts : 4766
Join date : 2012-11-13
Age : 79
Location : Southport

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PostSubject: Re: Beware if you have a Towbar fitted   Beware if you have a Towbar fitted I_icon_minitimeTue 16 Dec 2014 - 17:37

Yes of course, but not from the same company  Rolling Eyes
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KSH

Beware if you have a Towbar fitted 600010
KSH


Posts : 7150
Join date : 2012-11-13
Age : 62
Location : Wherever I park

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PostSubject: Re: Beware if you have a Towbar fitted   Beware if you have a Towbar fitted I_icon_minitimeTue 16 Dec 2014 - 17:47

I bet 90% haven't notified that!

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http://www.kenhacking.co.uk
SandJ

Beware if you have a Towbar fitted 25010
SandJ


Posts : 452
Join date : 2012-11-15

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PostSubject: Re: Beware if you have a Towbar fitted   Beware if you have a Towbar fitted I_icon_minitimeTue 16 Dec 2014 - 22:25

Would it not be the same for a bike rack or bike/scooter rack? Or even the back rack?
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whistlinggypsy

Beware if you have a Towbar fitted 400010
whistlinggypsy


Posts : 4766
Join date : 2012-11-13
Age : 79
Location : Southport

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PostSubject: Re: Beware if you have a Towbar fitted   Beware if you have a Towbar fitted I_icon_minitimeTue 16 Dec 2014 - 22:28

Don't know Steve but I would check up just for piece of mind
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Techno100

Beware if you have a Towbar fitted 100010
Techno100


Posts : 1738
Join date : 2012-11-15
Location : Leeds

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PostSubject: Re: Beware if you have a Towbar fitted   Beware if you have a Towbar fitted I_icon_minitimeTue 16 Dec 2014 - 23:14

whistlinggypsy wrote:
Yes of course, but not from the same company  Rolling Eyes
It never occured to me that that was possible, surely a conflict of interests at claim time over who is responsible for what in their attempts to get out of coughing.
I only had one caravan and I made sure it was covered by my car insurer.
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whistlinggypsy

Beware if you have a Towbar fitted 400010
whistlinggypsy


Posts : 4766
Join date : 2012-11-13
Age : 79
Location : Southport

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PostSubject: Re: Beware if you have a Towbar fitted   Beware if you have a Towbar fitted I_icon_minitimeTue 16 Dec 2014 - 23:27

Agree Andy, but the car was already insured and the best deal I got was with the C&CC for the van, hence the two insurance companies, now at renewal that another thing. Wink
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bjderbys

Beware if you have a Towbar fitted 25010
bjderbys


Posts : 290
Join date : 2012-11-14
Age : 74
Location : Alfreton Derbyshire

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PostSubject: Re: Beware if you have a Towbar fitted   Beware if you have a Towbar fitted I_icon_minitimeThu 18 Dec 2014 - 9:45

Thanks for the info Bob, i have just phoned my insurance company and updated my policy to include a tow bar
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PostSubject: Re: Beware if you have a Towbar fitted   Beware if you have a Towbar fitted I_icon_minitime

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